Economics views - where advanced economics ideas find you

           सुषुप्ति ( गाढ निद्रा) में जैसे सब कुछ भूल जाते है व सुखी महसूस करते है उसी प्रकार जागृत अवस्था में सब भूल जाता है तो वह व्यक्ति विचार रहित या निर्विकल्प हो जाता है। यही समाधि अवस्था है। यही अंतिम ध्यान है। वास्तव में एकेश्वरवाद में आत्म बोध व ईश्वर दर्शन को mix कर दिया है। आत्म ज्ञान का अनुभव सबको एक जैसा होता है। जब मन विचार रहित हो जाता है तो समाधि में स्थिती होती । जैसे नींद सबको एक जैसी आती है वैसे ही  समाधि में सबकी स्थिती एक जैसी होती है। नींद में व्यक्ति बेहोशी में सुख अनुभव करता है व समाधि में होश में रहकर निराकार व अनन्त सुख का अनुभव करता है। यही ब्रह्म ज्ञान/आत्म बोध है। समाधि का जब लम्बे समय तक अभ्यास होता है तो मन की स्थिरता शरीर में उतर जाती है । तन मन की स्थिरता से व्यक्ति की आयु बढ जाती है और वह अमरता की ओर अग्रसर हो जाता है। अमरता के उच्च शिखर पर भगवान शिव, विष्णु, गणेश, सूर्य व दुर्गा देवी स्थित है। कम स्थिरता वाले व्यक्ति स्वर्गलोक व अन्य लोकों के देवी व देवता का पद थारण करते है। सामान्य स्थिरता वाले व्यक्ति पृथ्वी लोक मे...

      Present time we all are discussing about 5 trillion dollar Indian economy by 2027 but I am thinking something higher side that we can achieve 20 trillion dollar Indian economy by 6 years. We have to work on 4 factors.  1. Investment money  2. Exports demand products  3. Replace of crude oil, Gold & electronics items import bill 4. Indirect tax subsidy scheme will replace all other subsidies.  Investment money - We always depends on loan or foreign Investment to create industrial capacity but we are ignoring our big assets of household gold. This will boost our economy & need to create physical gold deposit & gold term loan for Investment cycle.  Government should allow gold deposit and lending and use gold to produce digital currency to boost GDP. Accept deposit & lending in gold termology as 100 gm gold deposit interest 2% and lending interest 4%. Apply this method in banking system. For Gold term loan lending use GFIR (Gold...

             People Representation Act 1951 should amended, General candidates should allow to contest on Reserved seats to encourage voting percentage but if they failed to lead 10% of total polling votes then reserved candidate will declare as winner neither general candidate will win.       Which Indian citizens are living out from his constituency for study, job & other purpose. Need to make mechanism for their voting right security so they can use his vote. Next time reserved seats will be near 49% to 50% because women reservation 33% will start. Now Schedule caste 15% & Schedule tribe 7.5% reservation is running in election & government jobs. After adjusting women quota in  SC & ST reservation effective near 49% to 50% will be applicable. As per Article 335 of constitution of India govt should fix selection of Schedule caste, tribe, divyang, widow/ divorcee and others in government jobs & competitive exam...

          Velocity of money is a important factor in any economy. If Velocity of the money is fast then tax collection will be higher then other economies. Developed countries keep high Velocity of the money comparison to developing & under developed countries.  Factor of higher Velocity of money- 1. Strong banking system 2. Timely payment of salaries, interest etc. 3. Cash payment & UPI system 

             Indian government need to protect employments sustainability in the country & need to reduce non capital budget expenditures. Present time external debt is more then forex reserve so need to increase export for forex gain. Second option May be 5% exit and entry load tax on external investments.               For Farmers strengthen need to apply "Gain - Gain Policy" who are out from KCC & Direct benefits of " Kishan Samman Nidhi" . I will explain about this method in my next blogs.             Government can easily generate 20 millions new permanent life long jobs in there territory.  I have already explained 20 millions jobs methods in my previous blogs.              Present time government need to decentralized tax - subsidy system. This system will make a transparent system between tax revenue to subsidy expenditures. Man...

This is the collection of 3 NFT's.  Life is always changing. I am showing by this rotational stone that nothing is fix in this world. All humans, all animals, all trees and any thing in this word is changing.  1. Life Changing Stone 2. Life around desires Our life is a bundle of our desires. we all always try to fulfil our desires but some desires fulfil completely,  Some desires fufil partially and some desires remains unfulfilled. It's the truth of life so no need to be sad. Need to work always honestly.  3. Life hurdles  We all face many hurdles in our life so need to go ahead with patience.  4.  5 6. Dog in Tension

 One idea can change the future of any person or company.  Where many people get jobs to maintain better living standards.  So we starting today about idea & implementation process.         All businesses need two main resources first is products/ services  and second is  customers. Traditional business need capital, shop, staff and many more and online businesses needs big customer base with higher competitions.  Which plan is today I am sharing this is a combo of both business trends. First Need to choose a ten thousand population area so we can start this business properly. Second choose 100 lead people for monitoring ten thousand people purchase activities. Per person will enroll 100 people under his monitoring so business can run smoothly. All people will send his purchase  inquiries to lead people. Now customers base is clear.          Now how lead people will deliver products and services to custo...

 At Present covid-19 virus is hitting all the countries and due to which economic activities have become slow and all governments tax revenue is eventually decreasing at the highest rate and therefore governments of various countries are facing problems on the expenditure side, wherein many expenditures are fixed and essential in nature hence, if the government cut out on these expenditures then the recession will more effective in future and there is a very high probability that it might disturb all individual citizens in the countries. Because of which all governments are borrowing huge money to manage expenditure. The main question which lies here is- a. What will be the outcome of this step in the future- that the government of various countries will have to pay the dues along with interest after 5 to 10 years which would eventually increase the burden of more tax to be allocated by the individual citizens. Herein the above-mentioned scenario is partially beneficial for the e...

          Present time currency banking system is  working mostly on paper note and gold is using to take mortgage loan but now need to chance the system of banking system by taking gold as deposit in MKS or CGS system and lend also by this system. Mostly households of any countries keep gold as assets other than jewellery. If we assume 20% of households gold is for investment purpose then government can allow this by banking law deposit and lending.                 Present time as per World Gold Council India, China and US households have big gold exposure as investment purpose if Gold bank were attract only this investment purpose gold then this will be a big achievement. As per WGC Indian households have 25 thousands ton gold if Gold bank attract only 20% of this then this will be highest boost up for Indian economy.            Benifits -  1. People get a new instrument for e...

           Present time loan become the essential part of the life. All countries central governments, states and provinces governments, Municipal corporations, all are borrowing money to manage their expenditures. Thus they have to pay interest per year then this interest portion in budget reached one third to fifty percent. Then this debt trap continously increasing  if any year revenue decreased then to repay loan and interest again borrow bigger amount then previous year loan taken. This debt trap also now popular to buy home, personal loan.           Industrial or production companies take loan that's right because they are doing commercial activity. Business need money to increase production and they can earn money by this investment in future. So need to reduce borrowing for the non commercial activities where in future return is zero and investment amount also forfeited. Fiscal deficit of all countries are on high this ...

        Present time governments expenditure increased but tax and non tax revenue decreased due to lockdown. One side unemployment increased and other side covid-19 pandemic people facing health issues and near one million people died. So government required huge money to fulfil gap between revenue and expenditure. Required heavy expenditure on vaccination to people country wide. USA & UK are choosed the way of quantitative easing to buy government financial assets and bonds. This method is good for emergency support but what is next, When government will repay this financial support this is a big question. Other side I am suggesting a new option for emergency financing to long term financing for economic output growth.  1. Government should support industries and enterprises by make a law where 30% of bank loan convert in preferential share so interest burden will reduce and possibilities of NPA will become very less. This stake bank can sell to others or ...

          Present time all countries governments giving agricultural subsidies on various type of agri inputs and purchase of ready crops. Mostly governments are giving subsidies on fertilisers, seeds, interest of loan amount, agri tools, electricity and diesel etc. These subsidies reason to support farmers, agri labours to stay in this employment and food requirements of country can be fulfilled.         Second when crops become ready for market sell then a minimum support price is announced by governments for various crops. Minimum support price where government buy agri products from farmers. Government use these products for public distribution system to fulfil marginal & poor people food requirements on subsidies rates.            Present time this system have many leakages. Nearly 20% products become waste due to unproper storage system. Many time people are forced to buy these waste and unhealthy ...

            Present time central bank of US & UK going to buy government financial assests ie. Matured bond held by financial  ( pension fund, insurance fund) & banking institutions. Present time due to covid-19 lock down cycle of money is halted so central bank will print new note or issue digital currency to by government new bonds or government liability bonds which are on maturity.              This time economies are suffering from recession, tax collection of governments are decreased so meet the financial requirements for current liability and expenditure central bank is pumping fresh money in the economy so rise of interest rate will stopped and cheap money will be available at market. Thus industrial output would be maintained and unemployment in public will stopped.          This method is good but ultimately we are pushing economy by monetary credit but in future if inflatio...

         All countries  central and state governments needs 5 strong departments for best economic performance.  1. Police department -  all countries need a well trained police force. Subjects of knowledges various type of financial fraud & cheating offenses should be covered properly. Investigation work of police  should neutral from political and other interferences. Police should work for applicants welfare & provide them good advise for awareness. Amount of recovery & precious metals gold like, which police recovered from accused deposit them bank account so earning of interest will help department modernisation. This all released after court order. Many these amount kept in police loker room for long times. 2. Judiciary department - Judges should be time bound of any complaints/ case decision within 2 years neither state should pay penalties to applicants. When governments want tax on time then it's duty of the judges to giv...

       Present time many enterprises are stressed. Many time there bank loan restructured or declared NPA ( non performing assets = bad loan). If we see the possible reasons then lack of management, lack of finance, government policies, technology changes and many more but today we will discuss about government policies which are forcing enterprises in stress. 1. Authorisation of Indirect tax department, GST  ( GOODS AND SERVICES TAX) portal is unfair department giving permission to those people who are already defaulter. 2. Once a enterprise sell there goods & services on credit then they have to pay GST 3B on time either they have received payment or not. 3. GST portal have not any option to stop out put of the GST either he haven't received payment.  4. GST portal must add a option of the payment received or not on GSTR 1 return bill wise so if payment not received then GST will not transfer on B2B ( business to business sell) transaction either firm...

         Present time in India government allows reservation for schedule caste, schedule tribe, other backward class, economic weaker section and others. This is creating unsatisfation to those students who scored  more marks then selected students but unselected in thier category merit list. I have suffered lot of this reservation system.  Presently a new category classified in general category who are Economically Weaker section. EWS Present time reservation in union ( central government )  examination is this type - 1. Scheduled caste - 15% 2. Scheduled tribe - 7.5% 3. Other bacward class - 27% 4. Economical weaker sections - 10% 5. Women reservation running in states 6. Physically challenged class 7. Other many classes and sub classes  When Government notify governments jobs and professional course seat exams then all type of classification mentioned there. A.      When government giving jobs or exam seat to any category c...