Reasons of banks NPA
Present time many enterprises are stressed. Many time there bank loan restructured or declared NPA ( non performing assets = bad loan). If we see the possible reasons then lack of management, lack of finance, government policies, technology changes and many more but today we will discuss about government policies which are forcing enterprises in stress. 1. Authorisation of Indirect tax department, GST ( GOODS AND SERVICES TAX) portal is unfair department giving permission to those people who are already defaulter. 2. Once a enterprise sell there goods & services on credit then they have to pay GST 3B on time either they have received payment or not. 3. GST portal have not any option to stop out put of the GST either he haven't received payment. 4. GST portal must add a option of the payment received or not on GSTR 1 return bill wise so if payment not received then GST will not transfer on B2B ( business to business sell) transaction either firm...