How to strengthen Banking
Present time banking systems are backbone of any economy mostly governments use banks for loan distribution so this money create demand to help GDP growth but this systems big problem are NPA (Non performing assets). Banking lended which loan neither interest nor principle amount covered are NPA in normal language bad loans. Two types of NPA 1. Individuals lending 2. Corporate or Company lending Individuals lending NPA may cover by providing earning solutions to people. Corporate lending NPA needs many changes like management, financial cost, Sectoral market etc. For individuals earnings many initiatives taken by governments like skill development, professional course, new industrial opportunities etc. But present time covid-19 era is running so need a long term regular income method so individuas can free from debts. Corporate NPA solutions need two ways first earning increasing plan & second costing reducing pl...