Economics views - where advanced economics ideas find you

          Present time banking systems are backbone of any economy mostly governments use banks for loan distribution so this money create demand to help GDP growth but this systems big problem are NPA  (Non performing assets). Banking lended which loan neither interest nor principle amount covered are NPA in normal language bad loans. Two types of NPA 1. Individuals lending  2. Corporate or Company lending  Individuals lending NPA may cover by providing earning solutions to people.  Corporate lending NPA needs many changes like management, financial cost, Sectoral market etc. For individuals earnings many initiatives taken by governments like skill development, professional course, new industrial opportunities etc. But present time covid-19 era is running so need a long term regular income method so individuas can free from debts.  Corporate NPA solutions  need two ways first earning increasing plan & second costing reducing pl...

         Present condition of covid-19 pandemic what will be the new earning assurance plan presentation here -  Three type of stress in our economy.  1. Size of government borrowing is increasing. It's ultimately burden on public in upcoming years. Government will recover by imposing taxes. 2. Conditions of financial & lending institutions like banks & NBFC (Non banking financial institutions ) are in stress because recovery of loans will be more challenging then ever. 3. Households and unemployed people conditions also very challenging because due to lokdown & covid-19 infection fear hurt their livelihoods.  So present scenerio solutions are possible by Economic and Employment method of Gopal Maheshwari that by which process and planning households and unemployed people's earnings will start this will be beneficial for both banking & government revenue purpose. But a new idea can provide extra regular income to households so need...

            Today I am sharing list of 56 countries where population is more then 20 million. Job creation numbers by applying Economic and Employment method of Gopal Maheshwari.             Earning is depend on GDP (gross domestic product) , Per capita GDP, Purchase power parity (PPP), Households wealth, Interest rate, indirect tax system, tax Rate etc. List - 1. India - 20 millions new jobs  2. China - 20 millions new jobs 3. USA - 5 millions new jobs 4. Indonesia - 3 millions new jobs 5. Brazil - 3 millions new jobs 6. Mexico - 2 millions new jobs 7. Japan - 2 millions new jobs 8. Bangladesh - 2 millions new jobs 9. Pakistan - 2 millions new jobs 10. Nigeria - 2 millions new jobs 11. Russia - 2 millions new jobs 12. Germany - 1 million new jobs 13. UK - 1 million new jobs 14. Philippines - 1 million new jobs 15. France - 1 million new jobs 16. Turkey - 1 million new jobs 17. Itlay - 1 million new jobs 18. Egypt - 1 mill...

 Present time all nations governments need to make changes in economic policies - Present time nations centre and states governments  are facing two big problem due to covid-19 spread. Many people lost their life it's shamful of us but we discuss about economic front __ 1. Tax revenue losses due to lock down  2. Unemployment count increasing  How any country can provide employments to 1.75% - 2% of their work force in service sector within 90 days by Economic and Employment method  of Gopal Maheshwari. I am describing this method.  Mexican & Bangladesh government can generate 2 million new long-term jobs separately  for their citizens  by applying Economic and Employment method of Gopal Maheshwari Egypt, Thailand and Vietnam government can generate one million new long-term jobs for their citizens  by applying Economic and Employment method of Gopal Maheshwari. Canadian government can provide half million new jobs for their citizens in se...

        Today weather is awesome in mumbai. Boosting the immunity we have to use herbal products so their side effects are very low in this chain ayurvedic medicines are very good for boost immunity. For gas & acidity we should use avipatikar churna, hingwastak churna & dadimastal churna. Second for fever, cough and cold we should use mahasudarshan churna, sitopladi churna, Talisadi churna & giloy churn. Use these products as per your conditions & doctor consultation.    Present time need to be fit and healthy so blood circulation will flow properly and extracts will out from body. Proper diet chart is very useful for fit body so we should use it in daily food component - 1. Pulses - 90 gram daily 2. Fruits - 150 gram daily 3. Butter/ oils - 27 gram daily 4. Grains - 270 gram daily 5. Green vegetables - 350 gram daily 6. Dry fruits - 30 gram daily 7. Milk/ Curd - 300 ml/gm daily         We should run one kilometres p...

          Possible ways to boost economy -         First give cash in hands of people but government have no more fiscal space to do so. Government can help partially only.        Second distribute loans to marginal people to boost expenditure but it's depend on borrowers to accept loan or not and after distribution cent percent recovery not possible. Government also need sound banking liquidity at low interest cost.        Third give tools of earning to people by increasing saving interest rate but this step will hurt corporate and increase government expenditure so not possible.        But a new idea can provide extra regular income to households so need to use gold as side currency. Bank should accept deposit and lending in gold platinum and precious metals termology. If 10% of household gold (1000 ton) deposited in banks then GDP may expand 7%. When any household earn regula...

 Present time world is facing GDP contrast by covid-19 hit. USA and India most affected nations so I am providing possible solutions in this scenario. 1. USA can generate 5 million new long time jobs in their economy.  A. Government can create bulk employments under indirect tax department. I will explained in detailed information in next blog post. B. Government can create bulk employments by boosting banking. Banks are now facing non performing loans, cost of borrowing and smooth liquidity facilities so this will short out by accepting gold , platinum and other precious metal deposit and lending on interest in banks. I will explain how minimum metal attrition government can use metals as parallel currency to boost economy and dollar. C. Government can create bulk employment by using Gopal Maheshwari method on stressed enterprises management.  I  will explained in detail on your demand in next blog post. A detailed twit__ https://twitter.com/gopalmaheshwa13/status/1...

 USA needs four steps to boost economy --- 1. Need to change banking bad loans solutions. Stressed company 30% bank loan convert in equity preferential shares this will reduce interest cost & sell those preferential shares in part to private equity or investment firm. 2. At the time of stressed enterprise auction use my method - After auction bidding remain amount convert in preferential shares so creaditors can sell their shares to other companies. 3. Use gold as side currency to boost dollar. Accept deposit & lending in gold termology as 100 gm gold deposit interest 2% and lending interest 3%. Apply this method in banking system.   4. Use Economic and Employment method of Gopal Maheshwari for 5 million new employment generation. For more details contact me.

Three ways to boost economy -   First give cash in hands of people but government have no more fiscal space to do so.  Second distribute loans to marginal people to boost expenditure but it's depend on borrowers to accept loan or not and after distribution cent percent recovery not possible.   Third give tools of earning to people  by increasing saving bank account interest rate but this step will hurt corporate borrowing  and increase government expenditure on the account of interest so not possible.  But a new idea can provide extra regular income to households so need to use gold as side currency. Bank should accept deposit and lending in gold termology. Example as Indian If 10% of households gold (2000 ton) deposited in banks then GDP may expand 15%. When any household earn regular interest on gold then this extra earning will boost economy short to long term.

Benifits of Economic and Employment method of Gopal Maheshwari. Economic and Employment method of Gopal Maheshwari will generate 20 million new employments in Indian Economy in service sector within 3 to 6 months. These jobs are unaffected from recession and company failure.             Gold monetisation scheme. Allow to banks to accept gold deposit and lend on GFI rate and can issue digital currency on this gold deposits thus  Banks will get more space to lending. People will get more choice to earning. Government & Central bank will get more liquidity as standard ratio reserve rate on lowest rate of interest.         As per Indian example Budget capital expenditure will increase. Numbers of PSU ( government enterprises ) will go up to 14500 from 448 by apply my method of auction & OTS (one time settlement) of bad loans. Bank NPA ( Bad loan) will decline sharply. 

The role of the court and police administration is important in India's economy, which is going through a very poor situation. Here in the case of check dishonor of the bank, decisions do not come for 5 to 7 years. If you have sold goods to a company, then the government should have its own GST (Goods and Services Tax), that is, if some goods or services are sold between September 1 to September 30, then it is mandatory to fill the GST on October 20, even if the bill is unpaid. If not received GST, penalty will be imposed. Now if someone refuses to pay the bill, then the GST filled with the amount of the goods also sinks, which we have given to the government expenses for government employees salary and other expenses. Now forward to register a case in the police or court, it takes 3 months to file a case, after the case is registered, the drama of police is going on, there are many policemen who do not even know about the GST. Then the nexus between the accused and the police begi...

Government should work on three front. First Use gold as currency to strengthen rupee against other foreign currencies. Gold near house hold can play important role for economy. Government should allow to add a gold transaction law for term deposit and gold term lending in banking system. Need to add a section of gold measurement in All types of savings, Current and dollar account. then make a deposit center of gold inside or outside of the bank. Give interst of gold term deposit in gold measurement. like 100 gram gold saving account interest 2.5 gram of annual interest. people are free to deposit & withdraw any time. Need to start gold term time deposit like F.D., Bond, debenture etc. Start gold term loan as 100 gram lending interest 6% per annum on GFIR. Thus RBI will get benifit through gold reserve ratio like CRR, government will get statutory gold ratio like SLR, banks get more fund for lending, public get more choice for earning. Corporate and MSME enterprise get gold term l...

 Covid-19 hit  USA economic issues create unstability in jobs & new employment generation. So I want to say that USA govt should apply Economic and Employment method of gopal maheshwari for increase tax revenue. Create new 5 millions jobs in service sector within 90 days in minimum investment. These jobs are unaffected by recession and company failure. These are Life long earnable jobs. This theory will reduce corruption and black money.  Citizens of USA will became more aware and accountable. So need to work together federal and provinces governments.   revert me for further information.  Bulk employment providing method for youth of all around world.  1. How any country can provide employments to 1.75% - 2% of their work force in service sector within 90 days by my method for employment.  2. Why  center & states  governments are not working together for bulk employment Economic & Employment method of Gopal Maheshwari Please find...