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Showing posts from September, 2020

How to increase PSU strength & count

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Government can increase public sector units (government companies) count & strength by  Gopal Maheshwari Economic and Employment method.  PSU banks NPA on high now ever in history.  So government should allow banks to accept share preferential or general at the time of restructuring of loans so future NPA possibility will become very low. This capital infusion limit set maximum 30% of loan amount thus interest burden of companies will become low and profitable companies shares will sell on high premium thus bank can sell their stack partialy time to time & gain good profit.  Second at the time of OTS (one time settlement) and NCLT bidding for auction allow FDI (foreign direct investment ) and allows foreign companies to participate in auction bidding. Which amount bank recover that will good and remaining principle and interest amount will convert in preferential shares so this banks stack can give good return in future at time of boom in sectoral demand. It'...

Solution of Banking bad loans

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  Government should use my economic method to reduce bank NPA( Non performing assets ). Present time government banks are facing liquidity for NPA provisining. We have seen mostly all companies after NPA settlement go to NCLT (National company law tribunal) or OTS (One time settlement ). NCLT invite bids from others for auction company. After auction company sold in 25% to 50% and bank recover only 25% to 50% of lending principle amount. Bank lost their interest amount also in that period NPA time to auction period but after auction company shares rise sharply and reached 10 times to 70 times more then their price at auction. This example present time ruchi soya (patanjali owning now) and alok Industries  (Reliance Industries owning now). Govt should make a rule that after auction which amount shortfall in principle & interest amount convert them as preferential shares so in future price hike of shares banks can get good amount of selling those shares. Video link-  ht...

Macroeconomic issues and solutions

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 Present time centre and states governments are facing two big problem due to covid-19 spread. 1. Tax revenue losses due to lock down  2. Unemployment count increasing  Govt need present time a Independent economic minister who can think out of the box. Govt facing many problems bank NPA, fiscal deficit financing, center state relation on compensation and many more but solutions is only one increase  tax revenue to settle all these problems.  For high tax growth government need to work on multiple task for associate problem solutions.  So this series i am sharing some solutions. 

Indian Fy21 GDP forcast

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 Indian GDP Fy 21 first quarter decline was 23.9% and if we assume second half decline may be 13% then first half decline stand at 18.45%. If we assume last half of Fy 21 GDP decline at 0% then yearly decline near 9.23%. It's very bad sign for emerging economy but what can be do beyond health. Now two challenges are here. First is health concern. Second is wealth concern.  Health issues shorting by Medical team and wealth issue solution by economist team but I think Indian economy has potential to V shape recovery but need to change some policies like way of employment, way of lending and NPA recovery but these all requirements a conqurite decision for sharp growth. Economic and Employment method of Gopal Maheshwari is a best method to review not only Indian but also for world economic health.

Solution of bank NPA

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 Government should use my economic method to reduce bank NPA( Non performing assets ). Present time government banks are facing liquidity for NPA provisining. We have seen mostly all companies after NPA settlement go to NCLT (National company law tribunal) or OTS (One time settlement ). NCLT invite bids from others for auction company. After auction company sold in 25% to 50% and bank recover only 25% to 50% of lending principle amount. Bank lost their interest amount also in that period NPA time to auction period but after auction company shares rise sharply and reached 10 times to 70 times more then their price at auction. This example present time ruchi soya (patanjali owning now) and alok Industries  (Reliance Industries owning now). Govt should make a rule that after auction which amount shortfall in principle & interest amount convert them as preferential shares so in future price hike of shares banks can get good amount of selling those shares.

New employment plan for India

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       Present time unemployment are the big problem but my method   can provide jobs to any country 1.5% of their work force.           Government of India can provide 20 million new employments in India by Economic and Employment method of Gopal Maheshwari.  Government should think to apply this method. Central & state governments combine can generate 20 million new jobs in India but problem is it that how & when policy maker will think about it. These jobs are generated in service sector with in maximum 90 days. I will discuss all aspects about my economic and employment method in my next blogger posts in full detailed version.